High quality e-cargo bikes start at around $5k and go up from there. If you have safe enough roads they can replace a car for most local trips. Tern makes some of the best. They removed the bells and whistles and have a $3k model which should be good enough for most people. A quick look from Bike Shop Girl.
Play around with various cars and situations. There are much better ways per dollar to lower your carbon output than buying an electric car. Of course if you're buying a car it might make sense for a number of reasons.
A cargo-carrying bike can displace short car trips in many areas. Regular ebikes are a revelation to many - you still get exercise, but cover more distance with less effort. The jump to something that carries "enough" cargo is larger. Some cargo bikes have large capacities, but their size and handling make them impractical for commuting and undesirable for recreation. A few cargo-capable ebikes cover most of the bases. Tern is an expert in the space with very high quality bikes, but their standard models are in the $5k to $7k range. Now they have a practical $3k model. This could be a game changer for many - particularly if the ebike subsidies come through,
His perspective changed when he had kids–and started trying to ride bikes with them. The road setup in the lead image, where a magical line is supposed to keep a cyclist safe from a truck or car, is as typical in Toronto as it is in the Bay Area. “The first time I took my kids to daycare and school on a bike I realized this is an absolute disaster,” he told Streetsblog. “We must all agree this is not good enough.”